Fast Rental Property Loans Based on Cash Flow
Secure financing for rental properties based on their income potential, not your personal finances. Get competitive rates with up to 85% LTV for new purchases and up to 75% LTV for cash-out refinance.¹
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Qualify Based on Cash Flow
Get approved based on the rental property’s income potential, not your personal income or credit score—making investing faster and easier.¹
Your Path to a Rental Property Loan
Have a property in mind? 4 Steps to successfully close with Waltz
01
Get a loan quote
Fill out a short form and schedule a call to receive a custom mortgage quote.¹
02
Apply for a loan
Join the Waltz platform, complete your application, and start the fully digital process.¹
03
Submit documents
Upload your documents securely and sign your term sheet online.¹
04
Close the deal
Close remotely and start collecting rent from your rental property.
Why Choose Waltz for Your Rental-Income Mortgage?
Fast, transparent, and fully digital: financing made simple.
Waltz streamlines the mortgage process so you can invest in income-producing properties quickly, confidently, and without the usual headaches of traditional lending.
Loan Size Flexibility- Borrow between $100k and $1M.¹
- Multiple Loan Products
- Adjustable, fixed, and interest-only options available.¹
- High LTV Options
- Up to 85% for purchases and 75% for refinances.¹
- Property Income-Based Qualification
- Approval relies on your property’s cash flow, not personal income.¹
- Business Set Up
- Open an LLC with an EIN and bank account in minutes, directly through Waltz.²
- Remote Closings
- Invest out of state or on the go with fully remote closings.¹
Award-Winning Loan Solutions
Work with a trusted lender offering competitive rates and top-notch customer service.
Start Financing Your Rental Property Today
Take the first step toward building wealth with Waltz’s streamlined, income-based mortgage solutions.¹
Frequently Asked Questions
Answers to common questions about rental-income-based mortgages and investing with Waltz.
Ready to Invest in Your Next Rental Property?
Turn your property’s income into the key that unlocks your mortgage approval. Waltz makes financing fast, digital, and stress-free so you can focus on growing your portfolio.
® Waltz, Inc. 2025. All rights reserved. NMLS ID No.: 2615658. Loans are made by Waltz Capital Fund 1, LLC and Waltz Capital Fund 2, LLC in all States except Arizona. In Arizona, loans are originated by Waltz Mortgages, LLC, licensed by the Arizona Department of Financial Institutions under Mortgage Banker License No. BK-2001372, NMLS ID No.: 2620819. Please visit NMLS Consumer Access for more information.
¹ Mortgage loan products are offered to qualified borrowers for business or commercial purposes only and must be secured by non-owner-occupied rental properties only. Financing is subject to certain restrictions and requirements including, but not limited to, due diligence, credit evaluation, and approval of the subject property. To qualify, borrowers must meet underwriting requirements. Origination fees and other fees may apply. Interest rates and fees may change from time to time without notice, and rates or fees discussed in these materials may not be available on the commitment date or closing date for your loan.
² Waltz, Inc. is a financial technology company, not a bank. Banking services are provided by Regent Bank, Member FDIC. FDIC insurance only covers failure of insured depository institutions. Certain conditions must be satisfied for pass-through FDIC deposit insurance to apply.
³ International payment services from the United States are provided by Visa Global Services Inc. (VGSI), a licensed money transmitter (NMLS ID 181032) in the states listed HERE. VGSI is licensed as a money transmitter by the New York Department of Financial Services. Mailing address: 900 Metro Center Blvd, Mailstop 1Z, Foster City, CA 94404. VGSI is also a registered Money Services Business (“MSB”) with FinCEN and a registered Foreign MSB with FINTRAC. For live customer support contact VGSI at (888) 733-0041.
Contact us
Sabadell Financial Center, 1111
Brickell Ave, Miami, FL 33131
+1 (800) 775-4849
