U.S. Mortgage Solutions for Foreign Nationals
No U.S. credit history required
Fast, seamless, and fully digital U.S. rental property mortgages for internationals with financing up to 70% LTV.¹
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Step-by-step U.S. Mortgage Process for Foreign Investors
Already found a property? Here's how to finance it in 4 easy steps
01
Get a loan quote
Fill out a form and schedule a call to get a custom quote.
02
Apply for a loan
Join the Waltz platform and fill out your loan application.
03
Submit documents
Upload your documents and sign your term sheet.
04
Close the deal
Close remotely and become a U.S. rental property owner.
Your Mortgage Provider for U.S. Rental Properties
Break through traditional barriers with a financing solution built for international investors.
Looking for speed, transparency, and ease? Choose Waltz.
Looking for speed, transparency, and ease? Choose Waltz.
Why Choose Waltz?
U.S. Mortgages Made Simple for International Buyers
No credit history? No Social Security number? No problem.
Waltz helps foreign nationals finance income-generating rental properties in the U.S., all through a fully digital experience.
Waltz helps foreign nationals finance income-generating rental properties in the U.S., all through a fully digital experience.
- Digital Mortgage Experience
- Get started with a quick form, schedule a call, and receive your custom mortgage quote, all from the comfort of your couch.
- Financing up to 70% LTV ¹
- Secure competitive loans on rental properties, tailored to foreign nationals.
- Flexible Loan Options ¹
- New purchase and refinance loans from $100,000 up to $1 million.
- Close in as Little as 30 days ¹
- Move fast with streamlined processes designed for international buyers.
- Time Saving Add-Ons
- Simplify your mortgage process with optional services like U.S. LLC creation, EIN setup, U.S. bank account², and currency exchange³.
Award-winning mortgage solutions just for you
Leverage Waltz's expertise to navigate the U.S. mortgage process with confidence and ease — from anywhere in the world.
See What Our Clients Say
Trusted by International Investors Worldwide
“Every interaction with Waltz felt personal and tailored to me. No matter who I spoke with, each person went the extra mile to make sure I had an incredible experience– something you just don’t get at a bank!”
Dennis from Canada
HVAC Technician
“Waltz is an end-to-end provider. Everything from creating an LLC to getting a competitive mortgage can be done on one platform.”
Linna from Canada
Work Optional
“My experience with Waltz was amazing. Communication is super important to me, especially living abroad. The entire process with Waltz was transparent and clear, nothing was ever left to assumption.”
Antonio from Colombia
Software Engineer
"Everyone I talk to about Waltz is amazed that such a great solution exists for foreign nationals. Waltz is redefining a decades-long status quo, and it's nothing short of incredible!"
Adi from Israel
Entrepreneur and Electrical Engineer
"Despite the warnings about the hassle of buying in the US, it was surprisingly easy with Waltz... They took care of everything remotely."
David D. - Businessman
Businessman
"Their seriousness gave us confidence.. all questions were always promptly addressed. I recommend them."
Marcelo W.
Manager
Frequently Asked Questions
Get answers to common questions about securing a U.S. mortgage with Waltz
Finance Your U.S. Rental Property with Confidence
Get expert guidance, tailored financing, and a seamless digital process designed for international investors.
® Waltz, Inc. 2025. All rights reserved. NMLS ID No.: 2615658. Loans are made by Waltz Capital Fund 1, LLC in all States except Arizona. Arizona loans are made by Waltz Mortgages, LLC, NMLS ID No.: 2620819 and Mortgage Banker License No. BK-2001372. Please visit NMLS Consumer Access for more information.
¹ Mortgage loan products are offered to qualified borrowers for business or commercial purposes only and must be secured by non-owner-occupied rental properties only. Financing is subject to certain restrictions and requirements including, but not limited to, due diligence, credit evaluation, and approval of the subject property. To qualify, borrowers must meet underwriting requirements. Origination fees and other fees may apply. Interest rates and fees may change from time to time without notice, and rates or fees discussed in these materials may not be available on the commitment date or closing date for your loan.
² Waltz, Inc. is a financial technology company, not a bank. Banking services are provided by Regent Bank, Member FDIC. FDIC insurance only covers failure of insured depository institutions. Certain conditions must be satisfied for pass-through FDIC deposit insurance to apply.
³ International payment services from the United States are provided by Visa Global Services Inc. (VGSI), a licensed money transmitter (NMLS ID 181032) in the states listed HERE. VGSI is licensed as a money transmitter by the New York Department of Financial Services. Mailing address: 900 Metro Center Blvd, Mailstop 1Z, Foster City, CA 94404. VGSI is also a registered Money Services Business (“MSB”) with FinCEN and a registered Foreign MSB with FINTRAC. For live customer support contact VGSI at (888) 733-0041.
Contact us
Sabadell Financial Center, 1111
Brickell Ave, Miami, FL 33131
+1 (800) 775-4849
